A New Era of Bitcoin Rewards
Visa, Stripe, and Fold have joined forces to launch a groundbreaking Bitcoin-only rewards credit card, allowing consumers to earn BTC from everyday purchases. Announced on Tuesday, the Fold Bitcoin Rewards Credit Card integrates Visa’s massive payments network with Stripe Issuing’s infrastructure, ensuring global reach and scalability.
Fold, already well-known for its Bitcoin debit card and gift card program, says the new product aims to make Bitcoin rewards mainstream. Unlike other programs, the system is entirely Bitcoin-based, with no token lock-ins, staking, or redemption headaches.
Up to 10% Bitcoin Rewards at Major Retailers
The new Fold card offers a flat 2% cashback instantly in Bitcoin, with up to 3.5% on everyday purchases. Customers who repay purchases via Fold’s checking account can add an extra 1.5%. Even more enticing, partner merchants such as Amazon, Target, Home Depot, Starbucks, and Uber are offering up to 10% back in Bitcoin, setting the card apart from traditional cashback and points-based systems.
Fold claims the program is designed for simplicity, ensuring that Bitcoin rewards are easy to access, transparent, and scalable.
Fold x @stripe x @Visa
— FOLD BITCOIN (@fold_app) September 23, 2025
Together, we’re building the Fold Bitcoin Credit Card — designed to deliver up to 3.5% back on every purchase (2% instantly + up to 1.5% when you pay it off with Fold Checking).
Rewarded in Bitcoin. Built on Stripe. Global with Visa. pic.twitter.com/x4vqwm1kjM
Fold x @stripe x @Visa
— FOLD BITCOIN (@fold_app) September 23, 2025
Together, we’re building the Fold Bitcoin Credit Card — designed to deliver up to 3.5% back on every purchase (2% instantly + up to 1.5% when you pay it off with Fold Checking).
Rewarded in Bitcoin. Built on Stripe. Global with Visa. pic.twitter.com/x4vqwm1kjM
Visa and Stripe Back the Expansion
Stripe’s head of money management, Sateesh Kumar Srinivasan, said the partnership demonstrates Stripe Issuing’s role in helping firms launch new financial products without needing to manage them directly.
The partnership underscores how major financial players are increasingly betting on Bitcoin rewards as a gateway to mass crypto adoption.
Fold Expands Its Ecosystem
The credit card builds on Fold’s growing suite of products, which already includes its Bitcoin debit card, BTC gift card program, and crypto exchange services. In May, the company launched the Fold Bitcoin Gift Card, marketed as a “convenient” way to buy and share BTC.
With more than $3.1 billion in processed transaction volume and over $83 million in distributed Bitcoin rewards, Fold has established itself as a leader in crypto-based consumer rewards.
Earlier in 2024, Fold filed an S-4 with the U.S. Securities and Exchange Commission, culminating in a Nasdaq listing celebrated with a bell-ringing ceremony in May.
Bitcoin Rewards Move Mainstream
The launch of the Fold Bitcoin Credit Card signals a new wave of Bitcoin integration into everyday finance. With household names like Visa and Stripe backing the effort, Bitcoin rewards may soon rival traditional loyalty programs in reach and influence.
For Fold, the goal is simple: bring Bitcoin rewards into every wallet, turning daily spending into long-term crypto accumulation.
